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A summary
Why Teachers Shouldn't Buy
Variable Annuities
for their 403(b) Retirement Plan:"
The Sales Pitch
The Reality
Tax-Deferral
It's a waste of retirement assets.
Any investment inside a qualified retirement plan is already tax-deferred.
You can annuitize
Annuitization is not unique to tax-deferred variable annuities.
You can annuitize any investment.
There's a
Death Benefit
Buying a VA is an inefficient way to buy life insurance.
And almost no one collects on it anyway.
This information should be posted in every teacher's lounge and understood by every union official and school board member.

For more information, visit this web site:

users.aol.com/gmaclaren/403b.html

. . . and this one:

www.403bwise.com